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Personal Loans
   
 


personal loan is a quick and easy way to obtain finance. Different types of loans are available for your different needs like If you are considering a personal loan to purchase a motor vehicle, a car loan is more suitable or if you want to have your own have a home loan ,a real estate loan or a construction loan is  much better option.
 
The purposes for loan can be any of these:
home renovations
travel education expenses
Vehicle
Lifestyle changes furniture
wedding expenses


Find out more about personal loans


What can I borrow the money for?
personal loans provide unsecured finance for almost anything, like home improvements, holidays, investing in shares, buying a car, wedding, study fees, Expanding your business, and so on.


What if I'm self-employed/sub-contractor?
You need to have been self-employed or a sub-contractor for a minimum of two years then only you can apply for these loans..

If I have a default, What are my chances to get a loan?
If you have any large unpaid defaults, or have been bankrupt in the last five years, you can't apply. But  If you had one small default in the past, and have since paid it, then you are able to apply for  the loan.
 

Is it necessary to be working to get a loan?
The initial criteria to obtain the loan is  you need to be in full time or permanent part time employment. However, if you are working as a casual, or your main income is generated from social security, you can still apply for the loan.
 

   
 

 

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