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Payday Loans

Payday Loans

A payday loan provides you with an unsecured, short-term cash advance until your payday. Customers choose payday advances to cover small, unexpected expenses while avoiding costly bounced-check fees and late payment penalties.

Payday Loan Lenders are committed to getting you as a customer to try their fantastic services. In order to achieve that, they are offering a one-time free loan offer to all new customers.

The process is simple. Apply for a new loan for $100, $200, $300 dollars, and at some payday loan lenders up to $500! . If you are approved, we will usually waive the finance charge for one pay period WHEN YOU DECIDE to pay the loan off. You do not necessarily have to pay the loan off on your first due date. However, if you pay off your loan on your FIRST DUE DATE you only pay back what you have borrowed, PERIOD!

A payday loan is a short-term loan and usually results in amounts from $100 to $1000 dollars. It will vary depending on the lender. Payday loans are meant to provide a cash advancement in between pay checks. In most cases the loan is only for two weeks.


Q) How A Personal Payday Cash Advance Loan Works ?
The basic process of getting a payday loan starts with finding an online lender. There are several available. Shop around before choosing your lender. The lending process is very simple. In order to receive your payday loan (also referred to as a pay day loan or cash advance) all you need to do is:
1. Fill out  application form (remember, there's never an application fee).  with all the required documents.

3. Once approved Your payday loan is then directly deposited into your checking or savings account overnight.

4. On your due date, the loan amount plus the loan fee will be automatically withdrawn from your account.

Requirements For A Payday Loan
Qualifying is easy. There are no credit checks and you just need to meet the following minimum requirements:

• A valid checking account in your name.
• You’ve been employed for a least 3 months, or you have other recurring income for a least 3 months.
• You are able to be contacted at work.
• Your take home pay is at least $1000 per month.

What about Qualifying?
Qualifying for a payday advance is easier than qualifying for traditional credit. Personal Cash Advance does not perform credit checks. Your job and your paycheck act as your collateral. You only need to meet the following requirements:

• You're currently employed or receive recurring income regularly.
• You take home at least $1000/month if employed or $800/month if on a fixed income
• Your paycheck is direct deposited into your savings or checking account.

Does the process take long?
Customers typically receive approval within hours of applying. Since the money is wired directly into your checking or savings account, you can usually have access to your funds the very next day

What if I have bad credit or a bankruptcy?
Not a problem! Personal Cash Advance does not obtain a credit bureau report to qualify you for a cash advance payday loan.

Do I need direct deposit?
At this time we can only process your loan if your paycheck is direct deposited; it is the most secure way to offer loans as quickly as we do.

Quick Advice

• Make sure you research to find the best offer and options that are available.
• Be careful and watch out for hidden fees and charges.
• Only get a payday loan if you really need it. You could be losing money on the loan if you are not careful.




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