A payday loan
provides you with an unsecured, short-term cash advance until
your payday. Customers choose payday advances to cover small,
unexpected expenses while avoiding costly bounced-check fees and
late payment penalties.
Payday Loan Lenders are committed to getting you as a customer
to try their fantastic services. In order to achieve that, they
are offering a one-time free loan offer to all new customers.
The process is simple. Apply for a new loan for $100, $200, $300
dollars, and at some payday loan lenders up to $500! . If you
are approved, we will usually waive the finance charge for one
pay period WHEN YOU DECIDE to pay the loan off. You do not
necessarily have to pay the loan off on your first due date.
However, if you pay off your loan on your FIRST DUE DATE you
only pay back what you have borrowed, PERIOD!
A payday loan is a short-term loan and usually results in
amounts from $100 to $1000 dollars. It will vary depending on
the lender. Payday loans are meant to provide a cash advancement
in between pay checks. In most cases the loan is only for two
How A Personal Payday Cash Advance Loan Works ?
The basic process of
getting a payday loan starts with finding an online lender.
There are several available. Shop around before choosing your
lender. The lending process is very simple. In order to receive
your payday loan (also referred to as a pay day loan or cash
advance) all you need to do is:
1. Fill out application form (remember, there's never an
application fee). with all the required documents.
3. Once approved Your payday loan is then directly deposited
into your checking or savings account overnight.
4. On your due date, the loan amount plus the loan fee will be
automatically withdrawn from your account.
Requirements For A Payday Loan
Qualifying is easy. There are no credit checks and you just need
to meet the following minimum requirements:
A valid checking account in your name.
Youve been employed for a least 3 months, or you have other
recurring income for a least 3 months.
You are able to be contacted at work.
Your take home pay is at least $1000 per month.
Qualifying for a payday
advance is easier than qualifying for traditional credit.
Personal Cash Advance does not perform credit checks. Your job
and your paycheck act as your collateral. You only need to meet
the following requirements:
You're currently employed or receive recurring income
You take home at least $1000/month if employed or $800/month
if on a fixed income
Your paycheck is direct deposited into your savings or
the process take long?
receive approval within hours of applying. Since the money is
wired directly into your checking or savings account, you can
usually have access to your funds the very next day
What if I
have bad credit or a bankruptcy?
Not a problem! Personal Cash Advance does not obtain a credit
bureau report to qualify you for a cash advance payday loan.
Do I need
At this time we
can only process your loan if your paycheck is direct deposited;
it is the most secure way to offer loans as quickly as we do.
Make sure you research to find the
best offer and options that are available.
Be careful and watch out for
hidden fees and charges.
Only get a payday loan if you
really need it. You could be losing money on the loan if you are