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Money Saving Tips

Money Saving Tips

For students loan
Borrowers paying while they're still in school catch a break on interest rates. The rates on  Stafford loans dropped from 2.82 percent to 2.77 percent, which  is a good news for students with unsubsidized Stafford loans who pay interest on loans while they're  still in school. The ultra-low rate means they are paying less interest for the 2004-2005 school year and will owe less money upon graduation.

For Credit Card Holders
Credit card companies offers credit card insurance to appeal to your paranoia that you may become disabled or unemployed, but they are of NO benefit. The monthly cost is based on the amount you owe, plus the amount in taxes that you have to pay at tax time and the benefits they pay.

Buying an auto
If you are in the market for buying a used auto, the best thing for you is to cut out the middle man and go to a public auto auction to buy the car there. This is where the used car dealers get their cars from to sell to you for a marked up price.


























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