There are two basic
kinds of heath insurance -- Fee-for-Service and Managed Care.
Most cover prescription drugs and some also offer dental
coverage. Both cover a range of medical, surgical and hospital
is a claim?
When current customers visit a doctor or hospital, the provider
may submit a bill to the insurance company. Companies usually
refer to this bill as a "claim" for benefits.
What’s the difference between traditional plans
and plans using a PPO?
Traditional or indemnity plans tend to be more expensive because
they give the same level of benefits no matter what provider is
chosen Plans using a PPO (preferred provider organization) allow
customers to choose any qualified doctor. And customers may have
less out-of-pocket expense when using PPO doctors or hospitals
in the network.
The best type of health insurance available in the market today
is the Long-Term health insurance.
1. Long term insurance preserves your assets for your family
instead of spending the money on long-term care.
3. Premiums may be partially tax-deductible. .