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Finance is a commercial activity of providing funds and capital. The finance function allocates resources, including the acquiring, investing, and managing of resources.


A financial advisor helps you to accomplish all your life's goals. But with thousands of advisors out there, it is very difficult to choose  the best for you?


Poor management is cited most frequently as the reason why businesses fail, inadequate or ill-timed financing is a close second. Whether you're starting a business or expanding one, sufficient in hand  capital is essential. But  sufficient financing is not all; knowledge and planning are also required to manage your money  well.


There are two types of financing:
1) equity Financing
2) debt financing.

When looking for money, you must consider your company's debt-to-equity ratio - that is the relation between the money you've borrowed and the money you've invested in your business. The more the  money is the easier it is to attract financing.
For a  high ratio of equity to debt, debt financing is a better choice. But  if your company has a high proportion of debt to equity, it is  advised to   increase your ownership capital  for additional funds so That you  won't be over-leveraged to the point of jeopardizing your company's survival.





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