one knows when - or how - disability strikes. That
unpredictability is why the best disability income insurance
policy is the one that generates the most benefits in the
greatest number of disability scenarios. The best insurance
policy is Obviously the one that provides the most
comprehensive protection and has been designed to meet your
The basic things that you
need to take care of before buying a disability insurance
1) The insurance company's definition of disability. Some
define disability as the inability to do daily
duties. Others may define it as inability to continue
2) Benefit period. Choose
insurance's which provide monthly benefits. or which provide
these benefits until you are 65 years old.
In general, a
disability contract may be guaranteed renewable only or both
non-cancelable and guaranteed renewable.
There are many ways that
income can be replaced, the methods are:
1. Employer-paid disability insurance.
2. Social Security disability benefits.
3. Individual disability income insurance policies. T