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Disability Insurance


Disability Insurance

No one knows when - or how - disability  strikes. That unpredictability is why the best disability income insurance policy is the one that generates the most benefits in the greatest number of disability scenarios. The best insurance policy is  Obviously the one that provides the most comprehensive protection and has been designed to meet your specific needs.

The basic things that you need to take care of before buying a disability insurance are.

1) The insurance company's definition of disability.  Some define disability as the inability to do daily duties. Others may define it as inability to continue  your job.

2) Benefit period. Choose insurance's which provide monthly benefits. or which provide these benefits until you are 65 years old.

In general, a disability contract may be guaranteed renewable only or both non-cancelable and guaranteed renewable.

There are many ways that income can be replaced, the methods are:

1. Employer-paid disability insurance.
2. Social Security disability benefits.
3. Individual disability income insurance policies. T










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