Are you in the
market to buy a new or used car? If you are like most people,
do not have the cash to purchase the vehicle that you want. Auto
loans can provide you with financing that you need.
offers the most comprehensive auto purchasing solution,
> Highly competitive interest rates
> Pre-approved loans allowing you to shop for your vehicle
knowing that your finance is in place
> Loans for individuals including private sales, but excluding
imported second hand vehicles
> Mobile consultants for sign-up at home or work
> Extended Warranty and insurance for vehicles purchased
privately, at a motor dealer or auction house
> A Bank Cheque to complete the purchase for private sales
Did you know that an auto
loan, truck or SUV loan can be financed even if you have credit
At least $1,500 gross monthly income.
All Bankruptcies must be discharged.
No repossessions in the last year unless included in a
Loans are for purchases from our authorized licensed dealer
US Residents at least 18 years of age.
There are two
types of auto loans that are available to apply for depending on
if you are buying a new or used vehicle. You will also want to
decide how you will obtain an auto loan financing.
Direct VS. Indirect Financing
What is the difference between direct and indirect financing?
Direct financing is basically when you set up financing with a
bank or independent auto loan lender. Another example of direct
financing is through the online auto loan services that are so
widely available on the internet.
Indirect financing is when you get your auto loan through a
dealership. This method is probably less desirable because with
direct financing you can take advantage of the flexibility and
the low rates and it is usually cheaper.
First Steps To Take When Looking For A Vehicle
1. Shop around for an auto loan lender. There are many online
auto loan lenders that have the ability to offer low rates.
2. Get quotes from those auto loan lenders that you might want
to do business with.
3. Once you have found the right lender, apply online to find
out if you qualify for a loan and the amount that you qualify
4. Once you have obtained a loan, you now have buying power when
you go look for a vehicle from a dealer. Having the loan ahead
of time is like having cash.
Information Required Before Apply -
Age of the vehicle
Make & model of the vehicle
Cubic centimeter capacity
Number of cylinders
Body type (sedan/hatchback/wagon)
Any extras that are non standard with the model e.g. sunroof
air conditioning, alloy wheels etc
Insurance and warranty
Loan Companies offer a number of competitive insurance and
warranty products, that will help you look after your vehical.